9 Best Smartwatches With NFC in 2024

If you hate bringing your wallet or smartphone while jogging like me but still want a cup of coffee, an NFC-enabled smartwatch is for you. This contactless payment technology allows you to conveniently make purchases with the tap of your wrist.

Undoubtedly, the market is flooded with NFC-enabled smartwatches, making it difficult to choose the perfect one. However, you don’t need to worry.

To help you out, we’ve compiled a list of the nine best smartwatches with NFC in this detailed guide.

So, without any further ado, let’s get started.d

Top Best Smartwatches With NFC

In A Hurry! Here Are Our Top Picks…

1. Apple Watch 8 – Best For iPhone Users

Apple Watch series 8

Product Specifications:

  • Brand: Apple
  • Screen Size: 41mm
  • Dial Shape: Square
  • Display: OLED
  • Compatibility: iPhone
  • Built-in GPS: Yes
  • Weight: 38.8g
  • Water-Resistance: 50 m
  • Battery Life: 18-Hours

If you are an iPhone user looking for an NFC-enabled smartwatch, look no further than Apple watch 8. The payment feature on this smartwatch is easy to set up. Additionally, you can easily add and remove cards using the Apple Pay application on your Apple Watch 8.

Besides NFC capabilities, Apple Watch 8 provides advanced features such as built-in GPS, ABC sensors, cellular connectivity, etc.

Moreover, Apple Watch 8 is a fantastic fitness tracker. The device can track your steps, measure your heart rate, take an electrocardiogram, and measure your blood oxygen levels.

When it comes to its appearance, the Apple Watch 8 stands out because of its huge screen size (1.9 inches) and high-quality OLED display. So you can view the entire display at a glance, even in direct sunlight.

Another thing that we liked the most about this smartwatch is its durability. With its excellent stainless steel construction and sapphire crystal, this watch is built to last.

Besides, this watch has a 50-meter water-resistant rating, so you may use it while taking a shower and washing your hands. However, swimming is not recommended with this smartwatch.

Unfortunately, this smartwatch disappoints us because of its short battery life. This NFC smartwatch comes with an average battery life of 18 hours, which needs to be improved by the manufacturers.


  • Car crash detection
  • New watchOS 9 workout interface
  • Longer battery life with low power mode


  • Same design as previous model
  • Limited usefulness for retrospective ovulation estimates
  • Wish it borrowed the Apple Watch Ultra’s siren

2. Fitbit Sense 2– Best Fitness Features

fitbit sense 2

Product Specifications:

  • Brand: Fitbit
  • Screen Size: 1.58 inches
  • Dial Shape: Square
  • Display: AMOLED
  • Compatibility: Android, iOS
  • Built-in GPS: Yes
  • Internal Storage: 4GB
  • Water-Resistance: 5 ATM
  • Battery Life: 6+ Days

The Fitbit Sense 2 is an advanced fitness-tracking smartwatch that enables precise monitoring of your health and fitness metrics. And thanks to its NFC feature, you can use this smartwatch to pay your bills directly from your wrist.

Fitbit has developed its own payment system, known as Fitbit Pay, for making purchases. However, it does not yet support all banks.

Design-wise, this NFC smartwatch features a square 1.58-inch AMOLED display for a clean, modern look. It also has comfortable bands so you can wear it for extended periods.

The watch has a premium-grade stainless steel construction, which increases its durability. Corning Gorilla Glass provides additional durability by preventing scratches on display. With its 5 ATM water resistance, you can wear it while showering or swimming.

Other noteworthy features of this Fitbit smartwatch include accurate built-in GPS, active zone minutes, fall detection, smart notifications, and 40+ exercise modes.

When it comes to battery life, the Fitbit Sense 2 lasts for 6+ days. But with ongoing GPS tracking, it can last 12 hours, which is quite remarkable.

In terms of fitness and health feature, Fitbit Sense 2 offers amazing features like heart rate tracking, temperature sensor, sleep tracking, active zone minutes, and more.


  • Slim, lightweight, comfortable design
  • Improved touch-screen responsiveness
  • 5-day battery life
  • Large, bright display
  • Excellent stress management features


  • Aesthetic downgrade from original model
  • No third-party app support

3. Fitbit Versa 4 – Most Comfortable Watch

fitbit versa 4

Product Specifications:

  • Brand: Fitbit
  • Dial Shape: Square
  • Display: 1.6 inches
  • Compatibility: Android, iOS
  • Built-in GPS: No
  • Internal Storage: 2.5 GB
  • Weight: 37.6 grams
  • Water-Resistance: 5 ATM
  • Battery Life: Up to 6 Days

Next, we have yet another Fitbit smartwatch with advanced features such as heart rate monitoring, voice assistance, Google Maps, etc. This watch has many features, but contactless payments are one of its more sophisticated features, which is why we have included this smartwatch on our list.

The only way to make purchases is to add your card to your Fitbit pay account. The best part about using Fitbit Pay is that it does not store your transaction history. However, it currently only supports some banks. So, if you want to know if Fitbit Pay is compatible with your bank, you can visit their website.

In terms of design, this NFC-enabled smartwatch has a minimalist design that looks awesome and feels great on your wrist. The case is made of aluminium, making it extremely long-lasting. Furthermore, it has a water resistance rating of 5 ATM, allowing you to use it while washing your hands or taking a shower.

This NFC smartwatch tracks your heart rate, oxygen saturation, steps taken, quality of sleep, and even your menstrual cycle. But it doesn’t have advanced stress monitoring or electrocardiogram (ECG).

Aside from monitoring your health, Google Maps is integrated into the Versa 4 for precise direction finding, so if you want to keep track of your travel routes while outdoors, this watch is the best choice.

Regarding battery life, Fitbit Versa 4 is similar to its predecessors. The battery can last six days or more on a single charge, which is excellent. Not only that, but it also supports fast charging, which is a significant perk.


  • Great, slim-profile design
  • Easy to navigate
  • Thorough sleep tracking
  • Alexa on-board works well
  • Good battery life


  • Issues with heart rate accuracy
  • Doesn’t properly count Active Zone Minutes

4. Galaxy Watch 5 – Best NFC Smartwatch for Android Users

galaxy watch 5

Product Specifications:

  • Brand: Samsung
  • Dial Shape: Round
  • Display: 1.36 inches Super AMOLED
  • Compatibility: Android, iOS
  • Built-in GPS: Yes
  • Internal Storage: 16 GB
  • Water-Resistance: 5 ATM
  • Battery Life: Up to 50 Hours

If you are an Android user, Samsung Galaxy Watch 5 is the best NFC smartwatch for you. It offers all of the features and comforts that an Apple watch provides.

But unfortunately, iPhones are not compatible with this Samsung smartwatch. For that reason, this is not the right watch for iPhone owners.

Regarding NFC, the Samsung Watch 5 can pay your bills even if you leave your phone or wallet at home. Furthermore, the payment feature on this watch is simple to set up.

What we liked best about this NFC smartwatch is that you can use it to make contactless payments with either Samsung Pay or Google Pay, as per your choice.

In terms of display, the Samsung Galaxy Watch 5 features a Super AMOLED display with 450×450 pixels. It’s lightweight, so you won’t even notice it on your wrist as you go about your day.

Besides, the watch is protected by Corning Gorilla Glass DX+ for scratch resistance and rated 5ATM for water resistance, making it the best smartwatch for swimming.

In addition, it has numerous high-tech health monitoring functions, such as a 3-in-1 bioactive sensor, SpO2 monitoring, calorie counting, and more. Also, the watch can monitor your heart rate, blood pressure, stress levels, and the status of your female reproductive system.

Also, this NFC smartwatch by Samsung has done much more for sports fans. There are more than 90 different sports modes to choose from. These include HIIT workouts, yoga, outdoor sports, an indoor sport mode, workouts, games, and much more.

Lastly, the battery life of this smartwatch is disappointing. It can go for up to 50 hours on a single charge. However, if you don’t mind the battery life, this is your ideal NFC smartwatch.


  • Competitive price
  • Slim, lightweight design
  • Not quite as locked in to Samsung’s ecosystem
  • Stronger, scratch-resistant screen


  • Temperature data unavailable at launch
  • Lacks outdoor-specific features of Pro model

5. Garmin Venu 2 Plus – Best Music Watch

Garmin Venu 2 Plus

Product Specifications:

  • Brand: Garmin
  • Dial Shape: Round
  • Display: 1.3 inches AMOLED
  • Built-in GPS: Yes
  • Weight: 51 grams
  • Internal Storage: 4 GB
  • Compatibility: Both Android and iPhone
  • Water-Resistance: 5 ATM
  • Battery Life: Up to9 days in Smartwatch Mode

Although Garmin watches are renowned for their reliability and advanced navigation technology, the Garmin Venu 2 Plus is best known for its NFC capability. With its Garmin Pay contactless payment system, you can use any of your credit cards worldwide.

In addition, you can use Garmin Pay to make quick, secure, contactless payments by adding your credit, debit, visa, and Mastercard. Also, you can set up the watch to work with either an iPhone or an Android phone to make contactless payments.

In terms of aesthetics, we think this NFC smartwatch is fantastic. The dial is round and has a bright face. It makes it easy to see the face of your smartwatch at a glance. The watch also has several fitness tracking features, such as monitoring your heart rate, sleep, stress levels, breathing, water intake, and more.

Additionally, the Venu 2 Plus has built-in storage for up to 650 songs, making it the best smartwatch for music enthusiasts.

The main flaw we identified with this NFC smartwatch is its hefty price tag and bulky size, which may be ideal for large wrists. However, those having thin wrists can’t enjoy the benefits of this Garmin smartwatch.

Apart from that, the battery life of this Garmin watch is exceptional, lasting for 9 days in smartwatch mode and 8 hours with GPS and music playing simultaneously.

Garmin Venu 2 plus is loaded with various fitness features, especially for weightlifting; it’s the best watch. It also includes a recovery advisor, real-time stamina tracking, and other training features.


  • Rock-solid connectivity
  • Phone calls and assistant
  • Reliable fitness tracking and Garmin Coach
  • Comfortable to wear
  • Gorgeous AMOLED screen


  • Unintuitive UI
  • Missing some services

6. Fossil Gen 6 – Elegant Look

fossil gen 6

Product Specifications:

  • Brand: Fossil
  • Dial Shape: Round
  • Screen Size: 44 Millimeters
  • Display: AMOLED
  • Screen Size: 1.28 inches
  • Built-in GPS: Yes
  • Weight: 72.6 grams
  • Internal Storage: 8 GB
  • Compatibility: Both iOS and Android
  • Water-Resistance: 30 Meters
  • Battery Life: 24+ Hours

The next NFC smartwatch on our list is Fossil Gen 6. It is a stylish smartwatch with a large 1.28-inch display. Additionally, this smartwatch has interchangeable bands that let you personalize your appearance.

The Fossil Gen 6 offers NFC through the Google Pay platform, which allows you to choose between debit, credit, visa, and MasterCard for contactless payments. Unlike other platforms, this one is simple to use and only needs a smartphone for initial setup.

Aside from NFC, the Fossil Gen 6 has all the necessary features. It has a built-in GPS that allows you to track your route, speed, and distance.

In the health department, Fossil Gen 6 supports 24/7 heart rate tracking. Additionally, it has a SpO2 monitor, a stress tracker, a sleep monitor, and many other features.

The smartwatch also features 8 GB of storage space and 1 GB of RAM, allowing you to keep thousands of songs on hand.

Unfortunately, this watch only has a 24-hour battery life, which is a major disadvantage, but the amazing features make up for it. Also, it takes 30 minutes to charge up to 80%.


  • Sleek design
  • Extremely smart
  • Fast charging
  • Smooth navigation
  • Not too expensive


  • Short battery life
  • Wear OS 3 not coming until 2022

7. Galaxy Watch Active 2 – Best Budget Smartwatch

Galaxy Watch Active 2

Product Specifications

  • Brand: Samsung
  • Dial Shape: Round
  • Screen Size: 1.4 inches
  • Built-in GPS: Yes
  • Weight: 72.6 grams
  • Internal Storage: 4 GB
  • Compatibility: Both iOS and Android
  • Water-Resistance: 50 Meters
  • Battery Life: 2+ days

The Samsung Galaxy Watch Active 2 is the best buy if you are looking for an affordable NFC smartwatch.

Thanks to the NFC feature on this smartwatch, you can make contactless purchases at numerous stores right from your wrist. It accepts NFC payments through the Google Pay and Samsung Pay systems.

In terms of design, the Samsung Galaxy Watch Active 2 has a sleek and sophisticated design that will look great on your wrist. The watch comes with a 1.4-inch AMOLED display that is bright and stylish.

Furthermore, this smartwatch with NFC is an excellent health-monitoring device. It has many sensors for tracking different aspects of health, including SpO2 sensors, a heart rate monitor, a stress reliever, breathing exercises, a blood pressure monitor, and much more.

In addition, the Galaxy Watch Active 2 has 4GB of built-in storage to keep your music library and other apps organized and readily accessible. Not only that, but when you pair your smartwatch with your phone, you’ll receive smart notifications right on your wrist.

The watch can also withstand water up to a depth of 50 meters or 5 ATMs. For that reason, you can wear this watch in the shower or the pool without worrying about it getting damaged.

In terms of battery life, the Galaxy Watch Active 2 can go up to 48 hours before needing to be recharged, though this obviously varies from user to user.


  • Refined design that’s lightweight, comfortable
  • Digital rotating bezel works well
  • There’s an LTE option
  • Offers a lot for the price


  • Still needs more third-party apps
  • ECG sensor is in “research” at launch

8. Ticwatch Pro 3 – Long Battery Life

Product Specifications

  • Brand: Ticwatch
  • Dial Shape: Round
  • Display: AMOLED
  • Built-in GPS: Yes
  • Weight: 41.9 grams
  • Internal Storage: 16 GB
  • Compatibility: Both iOS and Android
  • IP Rating: IP68
  • Battery Life: 3-45 days

The Ticwatch Pro 3 is a unique NFC smartwatch loaded with many fantastic features. You can use contactless payment whenever and wherever you want without fumbling with cash or cards.

Additionally, this smartwatch works with both iPhones and Android devices, allowing you to set it up for contactless payment from either an iPhone or an Android smartphone.

Our favourite feature of this NFC smartwatch is its ability to lock your cards so that only you can use them. You can do this with a combination of a PIN, a password, and a pattern.

In addition, the Ticwatch Pro 3 features several health monitoring sensors, such as those for tracking your heart rate, SpO2, blood glucose, stress, and advanced sleep patterns.

There are over 100 workout modes available, allowing you to track your indoor and outdoor activities. Moreover, it has a precise GPS that can record your travels and keep tabs on your speed, distance, and time.

Regarding battery life, it provides up to 72 hours of continuous use in smart mode and up to 45 days in basic mode.


  • Big battery lasts up to 3 days before charge
  • Fast Snapdragon 4100 chipset
  • Crisp, high-resolution display


  • Wear OS is unremarkable
  • Interface sometimes very unintuitive

9. Apple Watch Ultra – Most Durable Watch

Product Specifications:

  • Brand: Apple
  • Dial Shape: Square
  • Screen Size: 1.8 inches 
  • Display: Retina LTPO OLED
  • Built-in GPS: Yes
  • Weight: 61.3 grams
  • Internal Storage: 32 GB
  • Water Resistance: 100 meters
  • Battery Life: Up to 36 Hours

Last but not least, the Apple Watch Ultra is an excellent smartwatch that supports NFC. You can add a card, credit, Visa card, Master card, debit card, or gift card and make secure cash transfers at any time.

The overall design of this smartwatch feels a bit large, with a 49mm dial making it perfect for wide wrists. It also has a powerful Retina LTPO OLED display that always stays on so that you can read the display clearly, even outside in the bright sunlight.

This timepiece is also well-known for its sturdy construction. Its case is made of aerospace-grade titanium and is further shielded from scratches by sapphire crystal.

This top-tier NFC smartwatch is also suitable for swimming and diving (to a depth of 40 meters) thanks to its IP68 water-resistance rating.

Aside from being durable, we liked that this smartwatch had advanced safety and security features like fall detection and car crash detection that sent alerts to your emergency contacts and your real-time location.

Unlike its predecessors, Apple Watch Ultra has a longer battery life. When used regularly, its battery life is roughly 36 hours. Even when using LTE, the battery has the potential to last for up to 18 hours.

Not only that, you can further extend the battery life of the Apple watch by disabling features like LTE, music, and the always-on display.


  • Large, clear display
  • Mightily impressive call quality
  • Dual-band GPS is more accurate than earlier watches
  • Improved durability


  • Battery life just is too short
  • Odd lack of navigation features

Best Smartwatch With NFC – Buyer’s Guide

Before purchasing an NFC smartwatch, it’s crucial to think about the following key factors: 

1- Bank Support

If you’re looking to buy an NFC smartwatch, you should prioritize its ability to recognize your bank cards. Considering this before making a smartwatch purchase is essential, as some NFC watches only work with some banks. 

2- Supported Regions

For contactless payments to be successful, you must only add credit, debit, and other cards from specific regions to your digital wallet. Because of this, you should ensure that contactless payments using your smartwatch are accepted in your country. 

3- Fitness and Health Tracking Features

Aside from NFC, you will use your smartwatch for fitness and health features. Therefore, the smartwatch you purchase must have fitness and health features like a SpO2 sensor, heart rate monitor, sleep tracker, blood pressure sensor, and many others. 

4- Phone Compatibility

Before purchasing any smartwatch, everyone should think about compatibility. Avoid Apple Watches at all costs if you use an Android phone. Similarly, Galaxy watches are incompatible with iOS.

So, when shopping for a smartwatch, be sure to consider the model of your phone.

5- Battery Life

A good battery life is essential for a smartwatch, but you can skip out on this feature if you’ll always be near a power outlet or if charging your watch frequently will be fine.

However, if you anticipate having to charge your smartwatch frequently, it is best to look for a watch with a longer run time.

Final Thoughts

We’ve listed a few of the best smartwatches with NFC that would be ideal for you. However, if you still need help deciding on the best NFC smartwatch, we will help you narrow down your choices.

We recommend choosing Apple Watch 8 and Apple Watch Ultra for the best NFC performance for an iPhone user. Both are superior build quality, have classy sports exteriors, are loaded with advanced features, and boast long-lasting batteries. Their prices might confuse you, but they are well worth it.

On the other hand, if you own an Android phone, look no further than the Samsung Galaxy Watch 5. In addition to its NFC functionality, this watch boasts many other convenient smartwatch features.

Hopefully, you found this post interesting and informative. For any further queries, please feel free to comment below.

Thank you for reading!

Frequently Asked Questions (FAQs)

Can I use NFC on my watch without a phone?

Whether you have an Apple Watch, Fitbit, Garmin, or Samsung Galaxy Watch, you can use it to make NFC payments even when you don’t have your phone nearby. However, setting up cashless payments on the watch would always require using a smartphone. 

Which is the best smartwatch for Google Pay? 

Ticwatch Pro 3 is the best smartwatch for Google Pay because it has the most extended battery life compared to other devices that support Google Pay. It’s inexpensive compared to similar options, has cellular connectivity, and is equipped with excellent fitness tracking features. 

Are NFC payments secure on watches?

It’s completely safe to use NFC to make a purchase. You can rest assured that your credit card data is safe because it is encrypted and tokenized. When you buy something with your watch, they use different security protocols to ensure a secure transaction.


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